Digits Accounting Software

Digits is an AI-native accounting platform built around an agentic general ledger that automates categorization, reconciliation, bill pay, invoicing, and reporting. The platform replaces the typical QuickBooks stack, along with a bill pay tool and a reporting layer, with a single system designed around AI agents.

Key Features

AI Bookkeeping and Reconciliation

• 24/7 transaction categorization via custom-trained ML models, not general-purpose LLMs
• Automatic reconciliation of bank and card transactions against statements
• Vector similarity models that learn from each user’s prior categorization decisions
• Auto-flagging of anomalies, duplicates, and items needing review
• “Inbox” workflow for reviewing exceptions rather than every transaction
• Recurrence detection on the first occurrence of a transaction

Agentic General Ledger (AGL)

• Bookkeeping Agent, Finance Agent, and Reporting Agent across all paid tiers; Accounting Agent on Advanced
• Self-claimed 95%+ auto-booking rate after onboarding
• Trained on 170M+ transactions totaling $875B+ in volume
• Firm Models for accounting partners that customize the AI to a firm’s classification preferences
• Digits-published whitepaper claims AGL outperforms general LLMs by 43% on accounting tasks

Bill Pay

• Drag-and-drop bill upload with OCR data extraction
• ACH and check payments through Digits Pay
• Approve-and-pay workflow tied to vendor directory
• W-9 and 1099 status tracking on vendors
• Department-level payroll breakdowns (Core+)

Invoicing

• Create and send invoices in seconds
• Payment collection built in
• Auto-enriched customer directory
• Real-time AR/AP visibility with aging reports (Core+)

Financial Reporting and Dashboards

• Live P&L, balance sheet, and cash flow always up to date
• Visual cash, runway, burn, and KPI tracking
• Drag-and-drop custom dashboards updated 24/7 (Core+)
• Investor-ready management reports with publishing tools (Advanced)
• Department, location, and project breakdowns (Core+)
• Multi-dimensional reporting and insights (Core+)

Close Automation (Advanced tier)

• Automated bank statement collection
• AI-driven error and anomaly detection before review
• Auto-updated schedules for fixed assets, prepaids, and liabilities
• Custom checklists for team workflow
• Full balance sheet reconciliation

Multi-Entity Accounting (Advanced tier)

• Manage multiple entities from one dashboard
• Multi-currency transaction support
• Inter-company transactions
• Consolidated financial statements
• Full audit trail

Integrations and API

• Native integrations: Mercury, Ramp, Gusto, BILL, Stripe, Arc
• 12,000+ banks and cards connected via Plaid
• Digits Connect REST API for custom integrations
• MCP server (live) for Claude, ChatGPT, Cursor, and other AI clients
• Tax partner network for one-click tax package handoff

Security and Compliance

• SOC 2 Type II compliant
• Per-organization envelope encryption on uploaded financial reports
• TLS-secured API and system-to-system communication
• Revocable token authentication for connected accounts
• Encryption at rest
• Trademarked Digits^® and AGL® are registered to Digits Financial, Inc.

Digits Pricing

Pricing tiers:

• Essentials: $65/mo. Solopreneurs and early-stage businesses. Includes AI bookkeeping, invoicing, bill pay, live dashboards, Ask Digits, and 12,000+ banking integrations.
• Core: $100/mo (most popular). Small businesses and growing companies. Adds native Stripe/Ramp/BILL integrations, AR/AP aging, custom drag-and-drop dashboards, and dimensional accounting (department, location, project).
• Advanced: Custom pricing. Multi-entity businesses and global operations. Adds close automation, custom management reporting, multi-entity accounting, and inter-company transactions.

Customized pricing for accounting firms is available through the partner program.

Digits uses a tiered subscription model with three plans plus an outcome-based option for accounting firms. All plans include a 30-day free trial. There is no per-user fee on the published plans.

Factors that affect pricing:

• Whether multi-entity, multi-currency, or close automation is needed (Advanced only)
• For accounting firms, whether the firm qualifies for outcome-based pricing (announced April 2026, which charges only when Digits auto-handles 95%+ of a client’s transactions touch-free)
• Bill Pay network fees: third-party sources report $0.50 per ACH and $2 per check; not confirmed on the official pricing page