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Free small business accounting software

About Wave

Wave is a free accounting software created with small businesses in mind. The software lets you track income and expenses, organize your financials with bank reconciliation and receipt scanning, and create professional looking invoices--all for free!

Wave offers simple bookkeeping and payment solutions for small business owners. With this software, you can truly understand and manage your income and expenses. Track everything and connect to other Wave products such as payroll, payments, and invoicing in an automated package.

Video Overview

Features of Wave

  • Accounting: Track income and expenses
  • Invoicing: Create and send invoices
  • Payments: Accept credit cards and bank payments online
  • Payroll: Pay employees and handle taxes
  • Receipts: Scan receipts from your phone


Wave servers are protected physically and electronically. Any connection between you and Wave is protected by 256-bit SSL encryption. Wave is a PCI-DSS Level 1 Service Provider.

Pricing of Wave

  • Accounting, invoicing, and receipts are 100% free
  • No set up fees or hidden charges
  • Payments functionality starts at 2.9% plus $.30/transactions
  • Bank payments are 1% per transaction ($1 minimum charge)
  • Payroll starts at $20/month base plus $4/employee/month

Wave software is 100% free, no trials, no limitations, and no hidden fees. Use it as much as you want, for as long as you want, and won't charge a cent. The free software includes invoicing and accounting functionality. Sign up today - no credit card required!

Product Overview

User Reviews of Wave

Submitted on October 16th, 2018 by Mohammad Helu

Wierd that Wave couldn’t deal with inventory as QB does! It doesn’t allocate the purchased goods under the inventory! It allocated them as COGS directly which mean I need a JE every time I sell any of my goods. When I created a ‘Product’, It showed my only one price which is the selling price.

Submitted on September 26th, 2018 by Graeme Hector

Love your program, thanks for everything you do and making accounting easy - hoping one day you will ad a VAT number field and a Description field so when looking at a list of all your invoices you can actually find a specific job without having to open every invoice till u find it

Submitted on September 25th, 2018 by Dinesh Sitapara

New design is …very good… As a accounting professional… Some features still missing… But new start is very good…

Submitted on September 23rd, 2018 by a Wave user from X-Computers

I am an ambassador of you guys - I always share your platform to my clients - be it business people or general people - I love your work and I am very very very glad that I came across Wave! Please keep up the great work and level of excellence, from South Africa with Love!

Submitted on April 13th, 2018 by Jesse Clark from Big Business Look On A Small Business Budget

I’ve been using Wave Apps for a couple years now. It’s free except for the fees that come along with the payment processing. I use it for quotes and invoices and receipts and accounting, the end of year reports for my taxes. I really love it.

If you need a payment processor or you need a software that will handle all of your financials, I recommend this one.

You can also get it as a mobile app to take pictures of receipts and upload them, send reminders for invoices you have out.